I'm going to be that guy that has to disagree with the Turbo being the SUV to buy. I got a left over 06 S model Titanium and find that it's quite quick and handles better than a lot of cars out there. The price isn't so outrageous and the upkeep isn't as expensive as the turbo as well. The interior is the same except for the alcatrana(sp?) headliner. Oh and buy the way, the turbo gets 13mpg vs 16.5 spirited mpg.
Again drive them all back to back at your local dealer and call your insurance agent.
Good luck and happy hunting!