Here is what you need to know:
https://portal.rewards-catalog.com/B...ger/bac/mbvisa
and
https://portal.rewards-catalog.com/B...bvisasignature
The first card is free, the second card is $90 a year but hands out more rewards. Do the mathe to see which one makes sense.
It looks like a standard 1% reward card with the bonus being extra points for dealership spending. For most people, there are better cards out there. You could use it as a card only for the dealer, but hopefully you aren't spending much there.